Alberta Bill C-11 shifts costs onto your group benefits plan — and most owners have no idea. Coming October 2026.
Alberta Bill C-11 shifts costs onto your group benefits plan — and most owners have no idea. Coming October 2026.
Bob owns a successful hydro vac company in Northern Alberta with 35 employees and a growing team.
Like many Alberta business owners, he was frustrated with his group benefits plan. Costs were rising, coverage felt average, good operators were leaving for companies with stronger benefits, and the administration was becoming a headache.
On top of that, his plan had not been reviewed for the upcoming Alberta Bill C-11 changes taking effect this October.
His previous advisor only seemed to show up once a year at renewal time. There was no clear plan to review how the new rules could affect his premiums, compliance, plan design, or long-term benefits strategy.
Bob knew his benefits plan should be helping his business compete. Instead, it had become another source of stress.
Better benefits for his team
The plan was redesigned around the needs of a physical, demanding workforce. Employees noticed the difference, and morale improved.
Proactive Bill C-11 planning
We reviewed how the Alberta Bill C-11 changes could affect his group benefits plan and future premiums. Instead of waiting for a renewal surprise, we adjusted the plan accordingly to help keep it compliant, competitive, and on track.
Real cost savings
The review created savings of more than $12,000 per year.
A new group savings opportunity
Bob used the savings to set up a group savings plan to help his employees save for retirement.
Stronger recruiting
Better candidates started showing interest because his benefits package was finally competitive.
Less administration stress
Bob now has a cleaner process, fewer headaches, and direct access when he needs help.
For the first time in years, Bob felt like his benefits plan was working for him instead of against him.
His stress dropped. His team had better coverage. His business became more competitive. And he had a clear plan to prepare for the Alberta Bill C-11 changes before they became a problem.
And yes — he finally took his family on a real warm-weather vacation.
If your plan feels expensive, average, confusing, ignored, or unprepared for Alberta Bill C-11, it may be time for a second opinion.
Book your Free Group Benefits Audit today.
Call: (587) 926-8399
Email: brett@fusioninsadv.com
Calendar: https://calendly.com/brett-fusioninsadv
If your group benefits plan feels expensive, average, or ignored — let's talk.
A 20-minute call with Brett costs you nothing and could change a lot.
Find out exactly where you stand — no sales pitch, just straight answers.